Director & Head of Credit Risk Quebec

Leads and oversees Commercial Credit Risk in Quebec, ensuring business strategies, plans, and initiatives are executed in compliance with governing regulations, internal policies, and procedures. Manages the loan portfolio to minimize loan losses and maintain an acceptable level of risk. Builds a high-performing team and fosters a culture of customer focus, innovation, and inclusion.

Requirements

• Minimum of 10 years of experience in financial analysis or credit adjudication.
• Minimum Post Secondary Education completed in business or related area, and preferably a Masters degree.
• Deep understanding of Commercial Banking and the Bank's credit policies and procedures
• Expert skills in financial analysis and accounting, risk assessment, and developing creative financing proposals demonstrating sound credit judgement.
• Expert understanding of security documentation, legal ramifications, and remedies
• Strong leadership skills to lead a team of adjudicators and credit officers.
• Strong understanding of mid-market and national accounts to make credit decisions and must also be attentive to local economic trends within the Quebec market.
• Must be bilingual (English/French) with excellent communication skills (written and oral).
• Ability to make decisions, frequently in the fact of uncertainty, and clearly communicate rationale for decisions

Benefits

• Opportunity to join a forward-thinking and collaborative team
• Rewarding career path with diverse opportunities for professional development
• Internal training to support growth and enhance skills
• Inclusive working environment that encourages creativity, curiosity, and celebrates success