Senior Manager, Credit Risk Business Banking

Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. As the Sr. Manager, Credit Risk Business Banking, you will be responsible for exercising sound credit judgement and providing quality underwriting decisions. You will contribute to the overall success of the Adjudication Centre of Expertise ensuring specific individual goals, plans, initiatives are executed / delivered in support of the team’s business strategies and objectives.

Requirements

• Comprehensive knowledge of the Bank’s Business Banking products/services and lending policies and procedures
• Intermediate accounting and financial statement analysis
• Expert understanding of risk assessment, credit structures/protections, credit documentation, financial projections, and Equifax/TransUnion credit reports
• Strong analytical and problem resolution skills
• Strong coaching, leadership, and demonstrated facilitation skills
• Knowledge of all relevant systems as applicable to the ACE unit, the Bank’s interactive systems and Microsoft Tools (Excel, Outlook, Word, PowerPoint, OneNote)
• Thorough knowledge of The Bank’s Regulatory and Compliance requirements as they relate to credit granting, including Privacy, Anti-Money Laundering (AML)/Anti-Terrorist Financing; and Know Your Customer (KYC) requirements
• Strong team player and skillful in developing harmonious relationships with Unit team members and stakeholders
• Proven ability in administering a Commercial credit portfolio
• Effective communication (bilingual English/French - written and verbal) and interpersonal skills are necessary for professional interaction with partners and business lines to ensure a high level of credibility

Benefits

• Upskilling through online courses, cross-functional development opportunities, and tuition assistance
• Competitive Reward Program, including bonus, flexible vacation, personal, sick days, and benefits
• Diversity, Equity, Inclusion & Allyship
• Accessibility and Workplace Accommodations
• Community Engagement