Consumer Underwriter - Westchase District

The Consumer Underwriter is responsible for analyzing and evaluating consumer loan applications to determine if an extension of credit should be made. They will use their individual credit skill sets and risk assessment skills within credit union underwriting guidelines, lending policies, procedures, and designated underwriting authority to either grant approval, counter-approve, or decline loan applications.

Requirements

• Independently review and decide on loan applications within established underwriting guidelines and underwriting authority.
• Evaluate factors including debt-to-income ratio, analyzing credit reports and historical/current trends, calculation of income, and loan-to-value in making loan decisions.
• Work with lending and front line to communicate reasons for declines, offer alternative dollar amount approvals and/or loan structures as appropriate.

Benefits

• Competitive salary
• Excellent top-tier benefits
• Tuition reimbursement program
• Paid time off
• Other benefits (not specified)