Senior Credit Risk Analyst

We are looking for a Senior Credit Risk Analyst to join our Credit Risk team. The successful candidate will be responsible for designing, reviewing and optimising credit risk strategies, as well as producing clear, decision-focused MI and analysis. The role will also involve working closely with Product, Underwriting, Technology and Operations to support new product launches and policy changes.

Requirements

• Strong experience in credit risk strategy or decisioning analytics within a banking or consumer lending environment.
• Hands-on experience managing or using application scorecards and credit decision frameworks.
• Strong analytical capability, with the ability to translate complex analysis into clear strategic recommendations.
• Experience producing high-quality MI and presentations for senior stakeholders and governance forums.
• Good understanding of the end-to-end credit lifecycle, particularly the front-book / applications stage.

Benefits

• 25 days annual leave plus 8 days Bank Holiday
• An additional day off for a 'celebration day'
• Buy or sell up to 5 days holiday a year
• Healthcare cash plan through Westfield Health
• Life Assurance at 3 x salary
• Electric Vehicle salary sacrifice scheme
• Cycle to Work salary sacrifice scheme and a free helmet
• Salary sacrifice Pension contribution*
• Smart Tech scheme (buy goods with 0% interest)
• 10% discount on solar panels
• Tandem Hub for treats, cash back and discounts on UK retailers
• 2 days per year paid volunteering
• Free cereal, snacks and drinks in all offices
• Quarterly team social budgets