Manager - Retail Credit - Housing - Credit - Koppal - Maheshwara Commercial Complex - JM
Tata CapitalKarnataka, India
Posted July 18, 2025
Full Time
About the Company
Tata Capital, a Tata Sons subsidiary, offers financial services through commercial, infrastructure, cleantech, wealth management and consumer lending.
Job Description
To underwrite mortgage business and manage the portfolio in assigned branch/location.
Requirements
- Review and assess complex loan applications within defined guidelines
- Conduct personal discussions with customers to establish credit worthiness
- Maintain Portfolio MIS, Delinquency MIS, and other operations related MIS
- Exceed service quality standards and strive for continuous process improvement
- Undertake ongoing review of credit exposures to ensure bankability
- Facilitate critical review and documentation of proposals
- Manage credit underwriting function of his/her branch
- Follow up and ensure recovery of quick mortality cases