Credit Officer - To 98K - Rockford, IL - Job 3718

The Symicor Group is seeking a Credit Officer for a bank client in Rockford, IL. The role involves managing credit analysis and administration teams, including recruitment, development, compensation, and performance management.

Requirements

• Developing department financial goals, including credit quality, volume, and risk distribution.
• Providing recommendations on loan structure, terms, risk rating, and pricing.
• Presenting loans to the Bank’s Management Loan Committee and Directors' Loan Committee for approval.
• Working with credit analysts and commercial lenders to ensure consistency and content of loan presentations.
• Implementing and monitoring credit policies and procedures with controls sufficient to maintain asset quality and credit risk management.
• Ensuring adherence to credit criteria, information guidelines, underwriting requirements, and performance expectations of the portfolio.
• Preparing and distributing reports related to loan quality and growth trends and loan product concentrations.
• Reviewing real estate data and assessing the impact on the Bank’s loan portfolio.
• Delegating assignments to balance workloads and meet customer expectations.
• Representing the Bank in communications with regulators, external loan review, auditors, and other parties.
• Participating in Bank committees, including but not limited to the Management Loan Committee and Directors Loan Committee.

Benefits

• Generous salary of up to $98K
• Excellent benefits package