Credit Risk Specialist
TideDelhi, India
Posted March 9, 2026
Full Time
About the Company
Tide is a FinTech company that helps SMEs save time and money by offering business accounts and related banking services.
Job Description
Tide is hiring a Credit Risk Specialist to join their team in India, Delhi NCR. The role involves managing credit risk in a high-growth environment, with a focus on scaling credit products and overseeing Contingent Risk. The ideal candidate will have 5+ years of experience in Credit Risk, ideally within FinTech or commercial banking, with a strong focus on SME portfolios.
Requirements
- 5+ years of experience in Credit Risk, ideally within FinTech or commercial banking, with a strong focus on SME portfolios
- Proven track record in managing Negative Balance (NB) risk and contingent exposures within Acquiring (Merchant Services) and Card issuing environments
- Familiarity with Flow-of-Funds analysis and the mechanics of Wholesale Credit Limits and Counterparty Risk (WCL)
- Strong understanding of credit risk governance, including experience drafting or finalizing risk policies and appetite statements
Benefits
- Competitive Compensation
- Time Off
- Parental Leave
- Sabbatical
- Health Insurance
- Life & Accident Cover
- Mental Wellbeing
- Volunteering & Development Days
- Learning & Development
- WOO (Work Outside the Office)
- Home Office Setup
- Laptop Ownership
- Snacks & Meals
