Credit Policy Analyst

The Credit Policy Analyst focuses on developing, implementing, and monitoring credit policies to ensure effective risk management, profitability, and compliance. This position is responsible for conducting in-depth analysis of credit data, evaluating existing policies, and ensuring robust compliance with internal standards and external regulatory requirements.

Requirements

• Creates and evaluates credit policies that guide lending practices, ensuring they align with regulatory requirements while maintaining profitability.
• Conducts risk analysis to assess the impact of existing and proposed credit policies on an organization's risk exposure.
• Ensures lending practices align with internal policies and external regulations.
• Assesses the effectiveness of credit policies and recommends adjustments to improve outcomes.
• Conducts industry and economic analysis to identify trends and/or opportunities that may impact credit policies.
• Collaborates with teams across finance, risk management, and operations to implement and enforce credit policies.

Benefits

• Competitive medical, dental, and vision insurance
• Mental health and wellness programs
• Employee performance incentive plan
• Merit-based salary increases
• 401(k) program with immediately vested employer match
• Generous holiday and vacation policies
• Exclusive TCU perks such as employee loan and credit card discounts