Senior Associate, Credit & Asset Management

Trimont is a specialized global commercial real estate loan services provider seeking a Senior Associate, Credit & Asset Management to deliver exceptional, detail-focused service alongside team members. The role involves generating timely and precise analytical information to bolster the asset management platform, covering all asset types.

Requirements

• Analyze complex loan documents to ensure accurate implementation of loan terms across individual assets.
• Work with internal departments to facilitate precise asset servicing and prompt reporting.
• Oversee the draw process, ensuring compliance with credit document conditions for construction, leasing, and capital expenses.
• Manage the funding process in collaboration with lenders, their syndicates, co-lenders, and other financial parties.
• Evaluate lease proposals, creating recommendation reports for clients.
• Engage with external consultants, including legal experts, title agents, brokers, and construction advisors.
• Employ various technologies and applications to monitor property, borrower, and asset performance, conducting portfolio-level reviews.
• Organize and scrutinize monthly financial statements from borrowers and other required reports.
• Oversee the collection and examination of annual operating and capital budgets.
• Assess ongoing performance of operational properties through analysis of Rent Rolls, Operating Statements, and Collections.
• Verify proposed cash management distributions to ensure correct adherence to cash flow waterfalls.
• Routinely check for covenant compliance based on loan document criteria (e.g., Debt-Yield, Loan-to-Value, Debt Service Coverage Ratio).
• Generate and maintain asset reports and quarterly performance analyses.
• Coordinate with the tax and insurance team to oversee insurance coverage, tax payments, and escrow obligations.
• Approve annual operating and capital budgets, as well as tenant lease proposals.
• Mentor financial analysts, fostering their professional development.