P1 - Credit Analyst

Truliant is seeking a Credit Analyst to evaluate the creditworthiness of individuals, businesses, or organizations applying for loans or credit. The ideal candidate will have excellent communication skills, basic knowledge of Microsoft Office, and a strong understanding of financial statements, credit risk assessment, and credit scoring models.

Requirements

• Evaluates credit applications and financial statements to determine creditworthiness.
• Conducts risk assessments and analyzes credit reports, payment histories, and other relevant information.
• Determines credit limits and terms based on established policies and guidelines.
• Communicates credit decisions to internal stakeholders and external clients.
• Monitors and reviews credit accounts to ensure compliance with payment terms and credit limits.
• Identifies and mitigates credit risk factors through ongoing analysis and reporting.
• Collaborates with the sales and customer service teams to support customer relationships and resolve credit-related issues.
• Stays updated on industry trends, regulations, and best practices related to credit analysis.
• Builds and maintains strong relationships with clients to foster trust and loyalty.
• Assists with other tasks and projects as assigned.

Benefits

• No-cost employee Medical, dental, vision coverage
• Prescription benefits (including mail order)
• Paid holidays and Paid Time Off (PTO)
• 401(k) plan with contribution matching
• Paid community involvement volunteers hours
• Paid group life Insurance
• Teammate loan discounts
• Tuition reimbursement
• Short and long-term disability
• Health & Wellness program
• Teledoc (physician video conferencing)
• Onsite fitness facilities or health club reimbursement
• Employee Assistance Program (EAP)
• Medical flexible spending account
• Dependent care flexible spending account