Truliant is seeking a Credit Analyst to evaluate the creditworthiness of individuals, businesses, or organizations applying for loans or credit. The ideal candidate will have excellent communication skills, basic knowledge of Microsoft Office, and a strong understanding of financial statements, credit risk assessment, and credit scoring models.
Requirements
- Evaluates credit applications and financial statements to determine creditworthiness.
- Conducts risk assessments and analyzes credit reports, payment histories, and other relevant information.
- Determines credit limits and terms based on established policies and guidelines.
- Communicates credit decisions to internal stakeholders and external clients.
- Monitors and reviews credit accounts to ensure compliance with payment terms and credit limits.
- Identifies and mitigates credit risk factors through ongoing analysis and reporting.
- Collaborates with the sales and customer service teams to support customer relationships and resolve credit-related issues.
- Stays updated on industry trends, regulations, and best practices related to credit analysis.
- Builds and maintains strong relationships with clients to foster trust and loyalty.
- Assists with other tasks and projects as assigned.
Benefits
- No-cost employee Medical, dental, vision coverage
- Prescription benefits (including mail order)
- Paid holidays and Paid Time Off (PTO)
- 401(k) plan with contribution matching
- Paid community involvement volunteers hours
- Paid group life Insurance
- Teammate loan discounts
- Tuition reimbursement
- Short and long-term disability
- Health & Wellness program
- Teledoc (physician video conferencing)
- Onsite fitness facilities or health club reimbursement
- Employee Assistance Program (EAP)
- Medical flexible spending account
- Dependent care flexible spending account