Credit Risk Analyst I
USAAPlano, Texas, United States
Posted March 24, 2026
Full Time
About the Company
Since the beginning, our mission has been to provide a range of financial services to the military community and their families. Along the way, we’ve also established ourselves as a destination employer for passionate people looking to serve those who are willing to give it their all. Our mission is to stand with our members and be there for them and their families by facilitating their financial security. It starts with offering a range of highly competitive products, exceptional service, and trusted advice. But to be the military community’s provider of choice also takes dedicated team members who share our core values of service, loyalty, honesty, and integrity.
Job Description
The Credit Risk Analyst I role involves applying industry leading practices and analytical skills to identify risks and opportunities within the managed portfolio and translate results into strategic solutions. The position requires experience in data analysis, risk management, and programming languages such as SAS, SQL, and Python. USAA offers a competitive salary, comprehensive benefits, and career path planning to support professional goals.
Requirements
- Bachelor's degree in Data Analytics, Business Management, Finance, Economics, Engineering, Mathematics or related field
- 4 years of experience in the job offered or in a related occupation
- Master's degree in Data Analytics, Business Management, Finance, Economics, Engineering, Mathematics or related field and 2 years of experience
- Unsecured loans consumer-lending industry experience
- Experience with data modeling and risk management
- Proficiency in programming languages such as SAS, SQL, Python, and data visualization tools like Tableau
- Microsoft Office products: Excel, Word, and PowerPoint
- SQL and Python for data segmentation and aggregation
- Snowflake and Extract Transform Load (ETL) process using SQL
- Designing statistics tests, interpret statistic metrics, machine learning algorithms like decision trees, and model metrics
- Data analysis and data manipulation
Benefits
- Comprehensive medical, dental, and vision plans
- 401(k) plan
- Pension
- Life insurance
- Parental benefits
- Adoption assistance
- Paid time off program with paid holidays plus 16 paid volunteer hours
- Wellness programs