Senior Financial Crime Investigator

Senior Financial Crime Investigator sought to investigate high-risk and complex AML matters, provide expert guidance across the business, and support the effectiveness of Viva's financial crime controls.

Requirements

• 5–7 years' experience conducting AML/CFT investigations within a regulated fintech, payments, banking, or EMI environment
• Strong understanding of end-to-end AML operations, controls, and regulatory decisioning across the customer lifecycle
• Demonstrated ability to assess financial crime risk and apply sound, defensible judgement
• In-depth understanding of UK regulatory requirements, including MLR 2017, POCA, sanctions obligations, and JMLSG guidance
• Experience preparing and supporting SAR submissions and engaging with law enforcement where required
• Experience acting as a senior escalation point, subject matter expert, or coach to other investigators
• Strong analytical skills with the ability to interpret complex transactional, behavioural, and customer data
• Experience using transaction monitoring tools, case management systems, and data-driven investigation techniques
• Excellent written and verbal communication skills, including the ability to produce audit-ready documentation and clear case rationales

Benefits

• A competitive salary
• Monthly paid bonus scheme
• Private medical health insurance
• Pension
• 25 days holiday
• Office gym (Milton Keynes office only)
• Free fruit bowls, Beverages
• Free Breakfast Cereals (London office only)