Community Lending Officer

The Community Lending Officer will establish and maintain relationships with community-based organizations, realtors, and governmental agencies to ensure full compliance with the Community Reinvestment Act. The candidate will sell and originate residential mortgage loans to a predetermined sales goal focused in CRA assessment area needs.

Requirements

• Assist in the coordination of WTB's community outreach activities and community development service events
• Serve as a member of civic, professional, and community development organizations
• Communicate ways by which management and staff can address fair lending responsibilities
• Assist lenders in identifying and originating loans that meet the criteria of CRA
• Establishes and develops relationships with real estate agents
• Turns in a completed loan application within 48 hours of receipt
• Pre-qualifies self-employed borrowers
• Maintains responsibility for the loan file from application through closing
• Foster a culture where all WTB Team Members have a good understanding of CRA and fair lending laws
• Actively participate in festivals, fairs, and trade shows
• Tracks and measures event participation results
• Makes recommendations to maximize return on future investments
• Liaise with local governments and community development organizations
• Collect applicable fees from borrowers
• Prepares periodic productivity reports
• Attends department meetings
• Performs property inspections as required
• Attends scheduled training sessions
• Frequent contact with real estate companies and agents
• Frequent contact with department employees

Benefits

• Health Benefits
• Financial Benefits
• Retirement Benefits
• Work/Life Benefits