Associate Risk

We are seeking a detail-oriented and analytical Associate – Risk to join our dynamic risk management team. This role is ideal for professionals with a strong foundation in credit risk and portfolio analytics, coupled with hands-on expertise in SQL. You will play a critical role in monitoring portfolio performance, identifying emerging risks, and supporting data-driven decision-making to optimize credit strategies.

Requirements

• Conduct in-depth portfolio performance analysis to track key risk indicators, identify trends, and highlight early warning signals across lending portfolios.
• Develop, maintain, and enhance dashboards and reports that provide actionable insights into portfolio health, delinquency trends, and credit quality.
• Perform credit risk analysis by evaluating borrower behavior, creditworthiness, and risk segmentation to support underwriting and policy decisions.
• Utilize SQL to extract, manipulate, and analyze large datasets from multiple sources, ensuring data accuracy and consistency.
• Collaborate with cross-functional teams including underwriting, collections, and product teams to align risk strategies with business objectives.
• Design and implement risk monitoring frameworks, including scorecards, segmentation models, and performance tracking tools.
• Analyze the impact of policy changes on portfolio performance and recommend improvements based on data insights.
• Support stress testing and scenario analysis to assess portfolio resilience under varying economic conditions.
• Identify process inefficiencies and contribute to automation initiatives to improve reporting and analysis workflows.