Credit Risk Manager
AboundMadrid, Community of Madrid, Spain
Posted February 18, 2026
Full Time
About the Company
We're redefining consumer lending in the UK, and beyond. Using advanced AI and Open Banking data, we make fair, affordable personal finance available to more people.
Job Description
We're hiring a Credit Risk Manager/Data Scientist to own credit risk and data science in Spain. You'll be responsible for adapting our product to the Spanish market, building and owning our local decisioning model, and working closely with local teams to develop new features.
Requirements
- Around 5 years' experience in a numerate, analytical, or risk-focused role in Spain
- Experience across one or more consumer lending products such as Unsecured Personal Loans (UPL), BNPL, Mortgages, or Auto finance
- Familiarity with credit risk performance metrics, portfolio monitoring, concentration analysis, and performance triggers
- Experience working with internal risk limits and/or external covenants, triggers, or funding-related reporting
Benefits
- Take ownership of a critical role supporting Abound's continued growth and expansion into new products and markets
- Work closely with the local Spanish team, CRO, senior leadership, product teams, and external stakeholders
- Help shape scalable, best-in-class credit and product risk reporting and governance
- Operate in a high-trust role with real responsibility, visibility, and impact
