Mortgage Underwriter

Abound is a fintech company that is redefining consumer lending in the UK. They are looking for a Mortgage Underwriter to join their growing underwriting team. The role involves assessing and underwriting second charge mortgage applications using Open Banking data, credit reference agency information, and supporting documentation. The company prioritizes sound credit decisions and continuous learning from outcomes.

Requirements

• Minimum of 1 years' experience underwriting first or second charge mortgages
• Experienced with own pipeline management and working to targets
• Experience within an FCA-regulated environment
• Strong understanding of responsible lending, affordability assessment, fraud prevention, and Credit file assessment

Benefits

• Hybrid working arrangement with 3 days a week in the office
• 25 days' holiday a year, plus 8 bank holidays
• 2 paid volunteering days per year
• One month paid sabbatical after 4 years
• Employee loan
• Free gym membership through WellHub
• Team wellness budget