HEAD OF CREDIT: Identify and execute credit initiatives that drive business growth, evaluating risk, profitability, and cash flow.
Requirements
- Professional in Administration, Economics, Finance or related fields
- Desirable specialization in risk management or corporate finance
- More than 5 years of experience in corporate credit, banking or mass consumption areas, with at least 3 in leadership positions
- Economics: Understanding of macroeconomic variables (GDP - Inflation, interest rate) that affect the economic environment where a company operates, understanding of how these variables interact with the financial performance of our clients (Modern Channel, Wholesale)
- Commercial: Knowledge of sales channel management, distribution schemes, Understanding of the pros and cons of each sales channel and how each can enhance different products of mass consumption
- Finance: Knowledge of creditworthiness assessment, reading of commercial and financial reports of risk centers
- Legal: Knowledge of judicial processes focused on the execution of guarantees