Credit and Portfolio Risk Senior Lead

Amartha is a technology company focused on creating shared prosperity by developing digital financial solutions for the grassroots economy. Founded in 2010 as a microfinance institution, Amartha connects rural, women-led micro-enterprises with affordable capital.

Requirements

• Lead the development, implementation, and optimization of credit risk policies across Amartha's lending products.
• Monitor and analyze loan portfolio performance, trends, and segmentation to inform strategic decisions.
• Collaborate with data science, product, and operations teams to balance growth with portfolio health.
• Identify emerging risks and proactively propose mitigation strategies to maintain asset quality.
• Support financial planning by providing accurate credit forecasts, provisioning inputs, and risk-adjusted return insights.
• Deliver clear and actionable reports and presentations to senior management and stakeholders.

Benefits

• Generous Paid Time Off
• 401k Matching
• Retirement Plan
• Visa Sponsorship
• Four Day Work Week
• Generous Parental Leave
• Tuition Reimbursement
• Relocation Assistance