Staff Backend Engineer, Payments, Consumer Apps - Klover

The Klover Backend Engineering team powers one of the fastest-growing consumer fintech apps in the U.S. Our systems process and move more than $1.5 billion annually - enabling real-time access to earned wages, rewards, and financial tools that help consumers improve their day-to-day lives. As part of this team, you’ll design and scale the backend services that drive Klover’s payments and data infrastructure.

Requirements

• 5+ years of experience building backend services in production environments
• Experience in the financial technology, payments, or banking systems industry
• Familiarity with compliance, security, and data privacy standards (e.g., SOC 2, PCI DSS, GDPR)
• Experience designing transactional and event-driven systems for payments, reconciliation systems, or ledger-like applications
• Familiarity with microservice or Service-oriented Architecture
• Experience using gRPC, protobuf, or GraphQL
• Expert knowledge of SQL and experience designing data models for financial data integrity
• Experience with message queues or event streams (e.g., Kafka, RabbitMQ)
• Experience with cloud environments such as AWS, GCP, or Azure