Lead – Fraud Analytics

Branch is looking for a Lead – Fraud Analytics who brings deep lending fraud domain knowledge along with strong analytical and modeling experience. This role will own fraud strategy end-to-end, from problem definition and detection strategy to modeling, experimentation, implementation and business impact.

Requirements

• Develop a deep understanding of key fraud typologies and drive prevention strategies across various fraud areas
• Design early-warning systems for emerging fraud patterns
• Regularly review key processes and systems to identify fraud vulnerabilities
• Work with Product and Engineering teams to implement fraud prevention policies
• Lead the analytical initiatives to enable the development of fraud detection models and analytical frameworks
• Monitor and analyze inputs from Audit, Collections, Customer Service, Finance, Credit, Risk, and Customer Complaints to identify red flags and early warning signals
• Ensure timely closure of action items arising from fraud investigations
• Present summaries of investigation outcomes, new controls, and process improvements to the relevant stakeholders
• Act as the central point of coordination with Compliance and regulators, ensuring accurate and timely delivery of all required fraud-related reporting
• Keep fraud frameworks, policies, and systems current with evolving regulatory expectations from RBI, SEBI, IRDAI, and NPCI
• Track external fraud trends and industry developments, and translate them into actionable insights for the business
• Act as the single-threaded owner for fraud analytics outcomes
• Set the long-term vision for fraud risk management for Branch, including prioritization of focus areas and phased roadmaps
• Partner closely with: Fraud operations & investigations, Product and engineering, Credit risk and collections

Benefits

• Mission-driven, fast-paced and entrepreneurial environment
• Competitive salary and equity package
• A collaborative and flat company culture
• Fully-paid Group Medical Insurance and Personal Accidental Insurance
• Unlimited paid time off including personal leave, bereavement leave, sick leave
• Fully paid parental leave - 6 months maternity leave and 3 months paternity leave
• Monthly WFH stipend alongside a one time home office set-up budget
• $500 Annual professional development budget
• Discretionary trips to our offices across the globe, with global travel medical insurance
• Team meals and social events - Virtual and In-person