Head of Underwriting (Bridging & Specialist BTL)
Castle Trust BankBasingstoke and Deane, England, United Kingdom
Posted March 30, 2026
Full Time
About the Company
Castle Trust Bank is a fintech challenger bank delivering specialist property mortgages, retail finance lending and savings products to customers across the UK.
Job Description
Lead complex lending decisions at pace â where judgement, expertise and impact truly matter. As Head of Underwriting (Bridging & Specialist BTL), you'll lead a high-performing underwriting function operating at the sharp end of complex, non-standard lending. This is a senior, hands-on leadership role where speed, sound judgement and deep technical expertise are critical.
Requirements
- Hold and exercise a significant personal lending mandate across Bridging and Specialist BTL cases
- Lead the end-to-end underwriting lifecycle for complex, time-critical transactions
- Assess non-standard BTL cases including Ltd Co, HMO, MUFB and Expat structures
- Lead, develop and mentor a team of underwriters, embedding commercial but prudent decision-making
- Own underwriting performance against SLAs, speed-to-offer and quality metrics
- Act as a key member of the Credit Committee, presenting complex cases and influencing credit and risk policy
Benefits
- Competitive salary
- Performance bonus (based on individual and company performance)
- Generous contributory pension through Hargreaves Lansdown
- Life Assurance
- 28 daysâ holiday + option to buy/sell 5 days
- Additional paid volunteering day
- Private healthcare (BUPA single cover)
- Free access to BHSF Rise EAP to support colleague health and wellbeing
- Gym discounts
- Season ticket travel loans (if applicable)
