Underwriting Officer, Mortgage Loan

Cathay Bank is seeking an Underwriting Officer, Mortgage Loan to join our team. The successful candidate will be responsible for underwriting mortgage loans and home equity lines of credit, ensuring compliance with company and agency guidelines, and providing excellent client service.

Requirements

• College graduate with major in accounting or business preferred or related experience
• Minimum five years of mortgage lending and banking experience with good knowledge of lending regulations and credit/collateral analysis practices
• Loan Origination System proficient
• Good verbal and written communication skills
• Bilingual a plus
• Organized and detail oriented
• Ability to analyze complex credit transactions, asset documents, and personal & business tax returns
• Strong problem-solving skills and ability to prioritize workload and manage pipeline efficiently

Benefits

• Medical insurance
• Dental insurance
• Vision insurance
• Life insurance
• Long-term disability insurance
• Flexible spending accounts (FSAs)
• Health saving account (HSA) with company contributions
• Voluntary coverages
• 401(k)