Senior Credit Strategy Analyst

Earnest empowers ambitious professionals to make confident financial decisions and build the life they envision. The Senior Credit Strategy Analyst will own end-to-end implementation of credit and fraud policies, develop and optimize credit underwriting and fraud prevention strategies, and partner cross-functionally with Product, Data Science, Compliance, and Operations.

Requirements

• 3+ years of experience in risk management within consumer finance, banking, or lending
• 1+ years of experience implementing credit strategies within a loan decisioning platform
• Experience working with credit bureau data and alternative data sources
• Strong knowledge of regulations, standards, and guidelines governing consumer lending
• Proficiency in SQL and Python for data analysis and strategy development

Benefits

• Health, Dental, & Vision benefits plus savings plans
• Mac computers + work-from-home stipend to set up your home office
• Monthly internet and phone reimbursement
• Employee Stock Purchase Plan
• Restricted Stock Units (RSUs)
• 401(k) plan to help you save for retirement plus a company match
• Robust tuition reimbursement program
• $1,000 travel perk on each Earnie-versary to anywhere in the world
• Competitive days of annual PTO
• Competitive parental leave