Earnest empowers ambitious professionals to make confident financial decisions and build the life they envision. The Senior Credit Strategy Analyst will own end-to-end implementation of credit and fraud policies, develop and optimize credit underwriting and fraud prevention strategies, and partner cross-functionally with Product, Data Science, Compliance, and Operations.
Requirements
- 3+ years of experience in risk management within consumer finance, banking, or lending
- 1+ years of experience implementing credit strategies within a loan decisioning platform
- Experience working with credit bureau data and alternative data sources
- Strong knowledge of regulations, standards, and guidelines governing consumer lending
- Proficiency in SQL and Python for data analysis and strategy development
Benefits
- Health, Dental, & Vision benefits plus savings plans
- Mac computers + work-from-home stipend to set up your home office
- Monthly internet and phone reimbursement
- Employee Stock Purchase Plan
- Restricted Stock Units (RSUs)
- 401(k) plan to help you save for retirement plus a company match
- Robust tuition reimbursement program
- $1,000 travel perk on each Earnie-versary to anywhere in the world
- Competitive days of annual PTO
- Competitive parental leave