Earnest is dedicated to making higher education accessible and affordable through innovative consumer lending products and financial technology. Guided by a mission-driven approach and five core cultural principles, Earnest focuses on real-world solutions that genuinely help students. As a remote-first team, Earnest offers competitive perks and fosters a dynamic work environment.
Open Positions
Lead Data Scientist
6+ years of data science experience, strong Python/R and SQL skills, and deep expertise in pricing optimization
Director of Collections Strategies
10+ years of experience in collections, significant ownership of strategy and execution, analytical skills, strong cross-functional communication
Senior Fraud Strategy Analyst
Bachelor’s degree in a quantitative field; 4+ years of experience in fraud risk, credit risk, or customer risk management; hands-on experience with SQL, Python, or R
Senior Credit Strategy Analyst
3+ years of risk management experience, 1+ year of credit strategy implementation, proficiency in SQL and Python
Engineering Manager, Servicing and Collections
7+ years of software engineering experience, including 3+ years leading teams, strong full-stack foundation, experience building high-stakes systems, and proven track record of scaling systems and teams
Senior Manager, Strategic Finance (Personal Loans)
7+ years of experience in strategic finance, FP&A, investment banking, consulting, or corporate strategy, strong financial modeling and forecasting expertise, and experience partnering with senior and executive leadership teams
Business Analyst II
3+ years in data-focused role, strong analytical thinking, experience with SQL, and ability to communicate insights clearly
Analytics Engineer II
3+ years experience in analytics engineering or similar, strong SQL skills, and experience with dbt and modern data warehouses
Staff Software Engineer
Bachelor's degree in Computer Science, 3 years of software development experience, 2 years of experience with AWS or similar cloud-based infrastructure