Great employees are essential to maintaining the confidence our customers place in us. FGB believes that our employees are our greatest asset as demonstrated in their professionalism and dedication. We encourage open communication and strive to cultivate an environment in which our employees will contribute new ideas and innovations that will help us excel. As we grow, we want YOU to join our team to help fulfill our mission of serving the banking needs in our local communities.
Requirements
- Attend to the needs of present and potential customers seeking a banking relationship that may involve unsecured funds and/or credit secured by mortgages or other banking products.
- Interview applicants to develop information concerning their business or consumer needs, desires, repayment ability and earnings to determine the viability of the relationship.
- Obtain and direct the analysis of all financial data.
- Conduct credit checks and make on site visits.
- Take the banking relationship through the credit process, deposit process and ancillary bank products process.
- Responsible for growth of individual loan portfolio and achieving loan production goals, deposit goals, and referral goals.
- Follow current loans to ensure complete conformity with terms and identification of developing trends.
- Work past due loans to ensure they are kept current.
- Stay abreast of portfolios risk ratings, work high risk credits out of the bank, enhance relationships with stronger credits.
- Responsible for cross selling activities including Deposit products, cash management referrals and referring business to any other internal partners.
- Perform required outside calling activity and record it in the Bank’s CRM program.
- Provide customers with routine platform services, such as approving checks for cashing, loan draws, or addressing customer requests.
- Work with Customers to correct/clear loan exceptions (financial, covenant, collateral, etc.) as needed.
- Represent First Guaranty Bank in the community.
- Adhere to BSA/AML policy and all other bank policies.
Benefits
- Medical, dental, vision, and basic life/AD&D insurance
- Prescription drug benefits
- Long term disability
- Salary continuance (short-term disability)
- Paid holidays
- Paid vacation and sick leave
- Tuition reimbursement program
- 401k
- Section 125 cafeteria plan
- FGB stock grants
