The Commercial Banker's primary responsibility is to obtain, promote, and manage a portfolio of existing and new loan customers, including cross-selling new loans, products and services while ensuring compliance with the Bank's lending policies and procedures.
Requirements
- Analyze loan markets to develop new prospects and build a strong portfolio of commercial customers.
- Maintain positive, professional relationships with customers and continue communication for growth of portfolio.
- Production focused to build a book of business.
- Analyze applicant's financial status, credit, and property evaluation to determine feasibility of loan request.
- Compiles loan documentation and facilitates loan structure with applicant and ensures the commitment letters are prepared and delivered.
- Has full understanding of commercial real estate appraisals and is able to review and evaluate appropriately.
- Actively participates in the Community by attending events and being active in organizations to promote the Bank's business products and services and build relationships.
- Ensures loan closing and funding activities occur timely.
- Identify complex situations, review related information to evaluate and develop an acceptable solution.
- Stays informed and current on lending practices and communicates as necessary on updates needed to the Bank's policies to remain working within the bank's policy guidelines.
- Maintains knowledge of compliance requirements for banking. Handles all customer interactions and file records in compliance with federal and state regulations.
- Maintains product knowledge for establishing full banking relationships with commercial customers.
- Other duties and projects as assigned.
Benefits
- Generous Paid Time Off
- 401k Matching
- Retirement Plan
- Visa Sponsorship
- Four Day Work Week
- Generous Parental Leave
- Tuition Reimbursement
- Relocation Assistance