Loan Originator NE is responsible for marketing and promoting PrimeLending products and services to realtors, builders, and bank officers, and for originating loans by evaluating customers' needs and financial circumstances.
Requirements
- Evaluates PrimeLending's and other loan products and services
- Establishes and maintains relationships with realtors, bank officers, builders, and new home sales representatives
- Markets and promotes PrimeLending's financial products
- Originators are expected to meet the Company's minimum production standards in funded units/volume on an ongoing basis each month
- Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing
- Collects and analyzes information regarding the customer's income, assets, investments, or debts
- Advises the customer regarding the advantages and disadvantages of different loan products
- Services existing customers and obtains all necessary support documents along with the appropriate fees and lock in information
- Oversees the loan process by monitoring loan status and ensures conformity with terms
- Communicates loan status to all interested parties, and obtains loan documentation after closing
- Presents terms and conditions of loans with customers
- Stays abreast of trends and developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to private and government insured mortgages
- Maintains a professional image and adheres to standards consistent with company policies and procedures
- May supervise and direct the activities of other loan officer(s), loan officer assistant(s), or loan processor(s)