Credit Lead

Our client is a mission-driven fintech platform providing flexible financing to small businesses in emerging markets. Theyre scaling rapidly and are looking for a sharp, curious, and creative Credit Lead to shape and scale their credit strategy in the Philippines.

Requirements

• 5+ years in credit risk, lending operations, or underwritingpreferably in SME lending, trade finance, or fintech
• Experience designing or refining credit policies in early-stage or innovative lending environments
• Proven ability to build and iterate on scorecards, limit structures, or pricing tiers
• Strong grasp of financial statement analysis and invoice-based lending principles
• Familiarity with Philippine SMEs and local financial reporting practices
• Comfort working with imperfect data and using it to make judgment-driven credit calls
• Strong analytical and communication skillscan explain complex credit thinking simply
• Proficiency in Excel; familiarity with SQL, Python, or BI tools (e.g., Tableau, PowerBI, Looker) is a plus