Mortgage Underwriter

The Underwriter's role is to analyze mortgage loan transactions and documentation to determine credit quality and conformance with industry standards. They evaluate documents against loan parameters and guidelines set forth by the Agencies, Company and/or secondary market investors to determine if the borrower(s) and subject property qualify for the applicable loan.

Requirements

• Minimum of 5 years mortgage underwriting experience
• Direct Endorsement Authority required
• LAPP/SAR certification required
• Two consecutive years of solid FHA & VA underwriting experience
• Experience with approval processes using LPA, DU and FHA Total Scorecard
• Knowledge of Fannie Mae, Freddie Mac, FHA and VA guidelines and standards
• Familiarity with industry quality control standards and fraud detection methods
• Proficient computer skills including Microsoft Word, Excel and Google
• Excellent people skills
• Excellent verbal and written skills required
• Exceptional attention to detail and strong organizational skills
• Has the ability to work well under quick timelines
• Has the ability to utilize various systems and reporting methods and to work with various units within the mortgage company

Benefits

• Medical
• Dental
• 401k with match
• Paid Time Off
• Volunteer Time Off