SVP, Credit Administrator

Responsible for managing the overall credit administration function and daily administration of the bank's credit activities. Assist and support the Chief Credit Officer in preparation of monthly credit reports, data review and board reports. Ensure compliance with Bank policies and procedures, as well as all applicable state and federal banking regulations.

Requirements

• Manage conventional and SBA credit managers and underwriting staff
• Review and evaluate proposed new and renewal extensions of credit for commercial borrowers
• Serve as primary point of quality control on credit underwriting
• Develop alternative strategies to address complex or difficult credit situations
• Maintain and review Loan Policy and provide periodic memorandums for board review and approval
• Review and help prepare quarterly watch and problem loan reports
• Review and help prepare loan portfolio management reports
• Help perform portfolio-level analytics and stress testing
• Provide day-to-day assistance, guidance, or additional detail to Executive Management
• Assist and support the Chief Credit Officer for external credit reviews and regulatory examinations
• Assist with Special Assets, liquidations, and ORE property as needed
• Ensure compliance with applicable laws and regulations with respect to the loan portfolio
• Act as secretary for Director Loan Committee and prepare minutes
• Minimum of 10 hours CRA volunteer hours per year