VP, Senior Commercial Loan Underwriter
Poppy BankSanta Rosa, California, United States
Posted February 4, 2026
Full Time
About the Company
Poppy Bank is a retail banking institution that provides consumer and business account services, including account opening, maintenance, and transaction processing. The bank emphasizes client service representation and cross-selling of financial products to support its branch operations across multiple locations in California.
Job Description
Under minimal supervision, the VP, Senior Commercial Loan Underwriter is responsible for underwriting commercial loans, ensuring compliance with Bank policies and regulations, and working closely with lenders and borrowers.
Requirements
- Review loan application files to verify completeness and adherence to established standards
- Underwrite and evaluate commercial loan requests
- Prepare credit memorandums and detailed credit analysis
- Analyze financial statements, tax returns, and collateral
- Assess business models, industry risks, and management strength
- Review and interpret appraisal, environmental, valuation, title, and third-party reports
Benefits
- 401k Matching
- Generous Paid Time Off
- Retirement Plan
- Tuition Reimbursement