Join Scotiabank as a Manager Credit Risk, Retail, in Mississauga, ON, Canada, to contribute to the overall success of the Adjudication Centre of Expertise / Global Operations in Canada, reviewing credit applications and exercising sound credit judgment, while ensuring compliance with governing regulations, internal policies, and procedures.
Requirements
- A comprehensive knowledge of Bank's products and services
- Expert understanding of Bank lending policies and procedures, financial analysis, risk assessment techniques, credit structuring, collateral and security documentation and registration, collection, regulatory, related legislation and accounting practices;
- Proven credit judgement and the ability to fully analyze Financial Statements;
- Strong analytical and problem resolution skills
- Knowledge of all relevant systems as applicable to the ACE unit requirements as they relate to credit granting, including Privacy, Anti-Money Laundering (AML)/Anti-Terrorist Financing; and Know Your Customer (KYC) requirements
- Good understanding of the Bank's credit culture
- Strong team player and skillful in developing harmonious relationships with Unit team members and stakeholders
- Effective communication (bilingual English/French - written and verbal preferred) and interpersonal skills are necessary for professional interactions with customers, partners and business lines to ensure a high level of credibility
- Must be organized and be an effective decision maker to meet the demands of a high-volume environment
- Experience in working within a Lean environment is an asset
Benefits
- A rewarding career path with diverse opportunities for professional development
- A culture that promotes teamwork and cross-functional collaboration to achieve business goals
- Inclusive workplace that values diversity of thought, background, and experience
- A competitive compensation and benefits package
- Opportunity to work with a very enthusiastic team that helps our clients by ensuring the Bank is able to continue to operate to deliver key business services
- Hybrid working environment allowing for work/life balance
