Associate Director CRM COE

The role of Associate Director CRM COE is a senior position responsible for developing, managing and implementing policies and procedures to drive sustainable risk and reward trade-offs for the bank, with a focus on SCB proprietary unsecured lending products. The successful candidate will work with in-country credit risk analysts, CRM COE, and business/product teams to refine products and go-to-market strategies, formulate credit risk strategy, and manage and evolve the Group Credit Policy as pertains to unsecured lending.

Requirements

• At least 7 years' work experience in the Financial Services Industry
• Appropriate academic training in a quantitative discipline such as Statistics, Operational Research and Economics; Minimum BA/BS degree
• Knowledge of data analysis programming languages such SAS programming or Python
• Strong working knowledge and understanding of credit risk analytics and scorecards, Basel, customer management & collections, policies and Credit Initiation functions
• Good knowledge regarding Unsecured products, policy and governance framework
• Strong problem-solving skills with ability to make independent decisions and with credibility and confidence
• Strong English communication skills- both oral and written
• Possess fundamentals of leadership behaviour

Benefits

• Core bank funding for retirement savings
• Medical and life insurance
• Flexible and voluntary benefits available in some locations
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days)
• Flexible working options based around home and office locations, with flexible working patterns
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits