The Commercial Banker's primary responsibility is to obtain, promote, and manage a portfolio of existing and new loan customers.

Requirements

Analyze markets to develop new prospects for loans.
Maintain and develop positive, professional relationships with customers.
Analyze applicant’s financial status, credit and property evaluation to determine feasibility of loan request.
Compiles loan documentation and facilitates loan structure with applicant and ensures the commitment letters are prepared and delivered.
Has full understanding of commercial real estate appraisals and is able to review and evaluate appropriately.
Ensures loan closing and funding activities occur timely.
Identify complex situations, review related information to evaluate and develop an acceptable solution.
Stays informed and current on lending practices and communicates as necessary on updates needed to the Bank’s policies.
Actively participates in the Community by attending events and being active in organizations to promote the Bank’s business products and services and build relationships.
Maintain a deep understanding of banking products/services to make appropriate recommendations.
Administer all referrals and direct meetings and business development opportunities.
Ensure compliance to all standards and policies and ensure secure transaction for customers.
Exercises advanced proficiency with routine client maintenance requests, problem resolution and advanced sales functions regarding deposit, credit, convenience and other product and service lines.

Benefits

The Commercial Banker's primary responsibility is to obtain, promote, and manage a portfolio of existing and new loan customers.

Analyze markets to develop new prospects for loans.
Maintain and develop positive, professional relationships with customers.
Analyze applicant’s financial status, credit and property evaluation to determine feasibility of loan request.
Compiles loan documentation and facilitates loan structure with applicant and ensures the commitment letters are prepared and delivered.
Has full understanding of commercial real estate appraisals and is able to review and evaluate appropriately.
Ensures loan closing and funding activities occur timely.
Identify complex situations, review related information to evaluate and develop an acceptable solution.
Stays informed and current on lending practices and communicates as necessary on updates needed to the Bank’s policies.
Actively participates in the Community by attending events and being active in organizations to promote the Bank’s business products and services and build relationships.
Maintain a deep understanding of banking products/services to make appropriate recommendations.
Administer all referrals and direct meetings and business development opportunities.
Ensure compliance to all standards and policies and ensure secure transaction for customers.
Exercises advanced proficiency with routine client maintenance requests, problem resolution and advanced sales functions regarding deposit, credit, convenience and other product and service lines.