We are looking for a Credit Risk Manager, Portfolio Loss Forecasting to deliver portfolio credit risk loss forecasting across our portfolios. You will lead the development and ongoing enhancement of forecasting models and portfolio analysis, ensuring forecasts are accurate, well understood, and fit for business planning.
Requirements
- 5+ years' experience in portfolio analysis, credit risk management, and/or loss forecasting within consumer credit
- Strong understanding of credit products and risk drivers, ideally across credit cards, loans, and vehicle finance
- Strong analytical and quantitative skills, including statistical modelling and data analysis tools such as SAS, R, and/or Python
- Experience monitoring model performance, validating outputs, and improving forecasting approaches over time
- Confident communicator who can translate complex analysis into a clear business narrative for technical and non-technical audiences
- Strong stakeholder management skills, with experience working across Finance, Risk, Operations, and Commercial teams
- People leadership experience, including leading teams of analysts, setting direction, coaching, and developing capability
- Strong problem-solving skills, including identifying trends, root causes, and practical actions in response to portfolio performance changes
- Familiarity with regulatory requirements and best practice in portfolio analysis and loss forecasting
Benefits
- 25 days (rising to 30) + buy/sell up to 5 days + swap up to 4 bank holidays
- Up to 10% employer contribution
- Enhanced maternity and 4 weeks' paternity from day-one, shared parental leave, paid neonatal care leave, and support for adoption and surrogacy
- Paid time off for fertility treatment and appointments, available to birth parents and partners, with confidential support and flexible adjustments where needed
- Work abroad for up to 20 days a year in approved countries
- Birthday off—paid
- 2 paid volunteering days
- Access to Learning for all colleagues
- Free Snoop Premium subscription
- Self-pay Denplan & optional Private Medical Insurance
