Mortgage Loan Officer

The Mortgage Loan Officer plays a pivotal role in proactively soliciting new mortgage business and promoting the Credit Union’s products to achieve loan quality and production goals. The Mortgage Loan Officer supports the strategic initiative to grow the mortgage business through the origination of long-term real estate mortgage loans, while consistently delivering exceptional service to both members and potential members.

Requirements

• Possesses comprehensive knowledge of Credit Union loan policies, products, procedures, processing, and underwriting guidelines.
• Keeps up-to-date with changes in lending standards, legal requirements, and trends in the local real estate and competitive market.
• Ensures lending functions are performed in accordance with established Credit Union policies and legal and regulatory requirements.
• Uses independent business judgment and discretion in granting loan applications that benefit both the applicant and the Credit Union.
• Interviews members to collect information, takes applications, and processes preliminary documentation on loan requests.
• Counsels members on money management and financial matters.
• Analyzes and evaluates loan applications and related financial data closely and effectively.
• Maintains effective communication and coordination with Credit Union personnel and management, providing assistance as needed.
• Coordinates functions with related departments and branches, providing support as needed.