Product Owner - Payments
YapilyAndalusia, Spain
Posted February 18, 2026
Full Time
About the Company
Yapily is a start-up that is building a powerful, scalable, and secure open banking infrastructure that redefines how the world interacts with value.
Job Description
Yapily is looking for a Product Owner with deep payments and API design expertise to own the execution and delivery of their Open Banking Payment product across 19 UK & European markets. The successful candidate will have 4-6 years of experience as a Product Owner, Product Manager, or Technical Product role in payments, fintech, or financial services, and a deep understanding of payment systems: SEPA, instant payments, PSD2 payment initiation, and SCA flows.
Requirements
- Own and execute on the product backlog for engineering teams focused on open banking payment products (PIS) across UK & European markets
- Lead sprint planning, daily standups, and delivery of payment features with clear user stories and acceptance criteria
- Conduct hands-on technical analysis of bank API documentation for payment endpoints
- Test payment flows using tools like Postman to understand API behavior, SCA flows, and edge cases
- Understand and document payment schemes: SEPA, SEPA Instant, Faster Payments, and local payment methods
- Collaborate with Analyst and Operations teams for market and bank intelligence and testing
- Coordinate with other PMs and POs for cross functional initiatives
- Make rapid prioritisation decisions during sprints to maintain delivery velocity
- Support customer-facing teams by clarifying product behavior and investigating technical queries
- Ensure high-quality delivery with clear definition of done and release planning
Benefits
- 25 days holiday a year (plus bank holidays) in the UK
- 20 days holiday a year in Lithuania
- 23 days holiday a year in Spain
- 22 days holiday a year in Germany
- Additional holiday day after 1 year's service, up to the value of 5 days
- Comprehensive Private Medical Insurance
- Life Assurance and Income Protection (UK only)
- Company Pension Scheme
- Enhanced Paternity and Maternity leave
- £200 annual Learning and Personal Development budget
- Cycle To Work Scheme
- Employee Referral Scheme which offers £1,000 per employee referral
- Monthly social budget
- Daily snacks provided in the office
- Dog friendly office