Loss Mitigation Specialist job in Kansas City, MO. Responsible for loss mitigation functions on consumer loan accounts, negotiation of repayment options, and ensuring operational standards are maintained. Must have a High School Diploma or equivalent and 3+ years of consumer debt collection experience.
Requirements
- High School Diploma or equivalent
- 3+ years of consumer debt collection or comparable experience
- Strong verbal and written communication skills
- Understanding of consumer debt collection laws
- Ability to evaluate customer data (credit bureaus, income ratios, etc.)
- Knowledge of all structured Consumer loan products including HELOC, HELOAN, Auto, unsecured, mortgage, and other lines of credit
- Strong analytical and problem-solving skills with the ability to prioritize multiple tasks; Knowledge of consumer related debt collection regulations (i.e., FDCPA, FCRA, Reg B)
- Ability to evaluate customer data (credit bureaus, income ratios, etc.)
- Knowledge of bankruptcy, foreclosure, and repossession servicing requirements
- Advanced knowledge of Microsoft Office Suite (Excel, Word, PowerPoint, Outlook, etc)
Benefits
- Paid Time Off
- 401(k) matching program
- Annual incentive pay
- Paid holidays
- Comprehensive company sponsored benefit plan including medical, dental, vision, and other insurance coverage
- Health savings, flexible spending, and dependent care accounts
- Adoption assistance
- Employee assistance program
- Fitness reimbursement
- Tuition reimbursement
- Associate wellbeing program
- Associate emergency fund
- Various associate banking benefits